Where can I get coverage?

If you are over the age of 65

If you are over the age of 65 you may be eligible for Medicare. Click here to learn more about determining your eligibility.

If you are not over the age of 65

If you are under the age of 65 and employed full-time you may be able to get coverage through your employer. You should check with your employer’s human resource department to determine whether coverage is offered and if so, how you can find more information about available options.

If you are not employed or your employer does not offer coverage you may be eligible for financial assistance through Medicaid or the Children’s Health Insurance Program (CHIP). If you are not eligible for these programs you have several options for purchasing a plan. You may purchase a plan from the Marketplace if you meet certain eligibility requirements or you can purchase a plan directly from a health insurance company through their website or customer service department. You might also consider working with an agent or broker to purchase coverage.

As a reminder, under the Affordable Care Act, if you don’t have health coverage, you may have to pay a fee that applies to most people who choose to go without health coverage. This is often called the “individual mandate.”