We're Here To Help

What other benefits might be available through a health plan?

Health insurance plans offer many benefits to help you get healthy and stay healthy. While benefits vary from plan to plan, most offer free health screenings, annual immunizations, smoking cessation programs, maternity and new baby programs, and more. Many offer discounted gym memberships, weight loss programs, and fitness programs. Be sure to contact your health insurance company to see which benefits might be available to you.

Didn't find what you needed? Give us feedback.

Glossary

Full Glossary

Actuarial Value (AV)

The percentage of total average costs for covered benefits that a plan will cover. For example, if a plan has an actuarial value of 70%, on average, you would be responsible for 30% of the costs of all covered benefits. However, you could be responsible for a higher or lower percentage of the total costs of covered services for the year, depending on your actual healthcare needs and the terms of your insurance policy.

Annual Limits

A cap on the benefits your insurance company will pay in a year while you're enrolled in a health insurance plan. These caps are sometimes placed on services such as prescriptions or hospitalizations. Annual limits may be placed on the dollar amount of covered services or on the number of visits that will be covered for a particular service. After an annual limit is reached, you must pay all associated healthcare costs for the rest of the year.