What if I don’t feel well?

If you are not feeling well, then you may need to see a doctor. The type of doctor or healthcare provider you should see (primary care providers,urgent care, ER) will depend on the types of symptoms you have. Learn more about how to pick the right location for care.

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Glossary

Full Glossary

Actuarial Value (AV)

The percentage of total average costs for covered benefits that a plan will cover. For example, if a plan has an actuarial value of 70%, on average, you would be responsible for 30% of the costs of all covered benefits. However, you could be responsible for a higher or lower percentage of the total costs of covered services for the year, depending on your actual healthcare needs and the terms of your insurance policy.

Agent

An agent or broker is a person or business who sells insurance and can help you enroll in a Qualified Health Plan (QHP) through the Marketplace, as well as in a plan not sold through the Marketplace. They can make specific recommendations about which plan you should enroll in, and also help you apply for help paying for coverage. They’re also licensed and regulated by states and typically get payments, or commissions, from health insurers for enrolling a consumer into plans. Some agents and brokers may only be able to sell plans from specific health insurance companies.

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What if I don’t feel well?